Bank Loan Rating

Easily Obtain Bank Loan Rating

Bank loan rating from an external agency can help a business improve its operations and obtain an independent rating of its financial performance. TAXPERT ASSOCIATES can help you obtain bank loan rating at normal market rate commission!

Bank Loan Rating

Bank loan rating from external agencies are used by Banks, Vendors, Financial Institutions, Investors and others to gauge the financial health of an Enterprise and its ability to make timely payment of its bank loan, including principal and interest payment. Various external credit rating agencies like CRISIL, ICRA, CARE, Brickworks and others have been authorised by the Government to rate the bank loan facilities enjoyed by businesses in India. Further, to improve awareness about credit rating and its benefit, the Government of India also provides a subsidy for MSME businesses to obtain SME credit rating.

TAXPERT ASSOCIATES is the largest business services platform in India, offering a variety of services like collateral free loan syndication, CMA report preparation, bank loan rating advisory, company incorporation, trademark registration, GST registration, income tax filing and more. TAXPERT ASSOCIATES can help you obtain bank loan rating for your business. Get a free consultation for obtaining bank loan rating through TAXPERT ASSOCIATES by scheduling an appointment with an TAXPERT ASSOCIATES Advisor.

Different Types of Bank Loan Facilities

Term Loan

Term loan is sanctioned by Banks for purchase of fixed assets like land, building, equipment and other types of assets. Repayment is fixed over a period of 5 years with EMI payments or bullet payments.

Working Capital

Working capital loan is sanctioned by Banks for working capital purposes like holding of inventory, receivables and build-up of other current assets in a business. Working capital facilities are renewable every year.

Letter of Credit

A letter of credit is a letter from a bank guaranteeing that a buyer's payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make a payment on the purchase, the bank will be required to cover the full or remaining amount of the purchase.

Bank Guarantee

A bank guarantee is a type of guarantee from a lending institution. The bank guarantee means a lending institution ensures that the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank will cover it. A bank guarantee enables the customer, or debtor, to acquire goods, buy equipment or draw down a loan.

Mortgage Loan

A bank guarantee is a type of guarantee from a lending institution. The bank guarantee means a lending institution ensures that the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank will cover it. Mortgage loans are loans that are backed by real property by putting a lien on the property being mortgaged. The funds generated from a mortgage loan can be used by the business for any purpose.

 
     
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